Tariff Resource Center

Note: The tariff situation is constantly evolving. This page was last updated May 1, 2026.  |  Read the latest ACCA tariff update →
ACCA · Tariff Resource Center
For ACCA members

Navigating Tariffs in
the HVACR Industry

Your central resource for tariff pricing status, member insights, OEM updates, and the tools you need to have better conversations with your customers.

Tariff Pricing Status: Steel, Aluminum, and Copper

Current Section 232 tariff rates on the metals that make up the core of HVACR equipment. Last updated April 8, 2026. The situation is constantly evolving — check back regularly.

Why this matters for HVACR Most HVACR equipment — whether assembled domestically or imported — relies on steel, aluminum, and copper for compressors, coils, cabinets, refrigerant lines, and electrical components. These metals are sourced both domestically and from key trading partners, particularly Mexico (the largest single exporter of HVACR products to the U.S.), China, and Canada. Tariff changes on these metals directly affect equipment costs up and down the supply chain.
Key development: The U.S.-origin metal exemption has been eliminated Previously, steel and aluminum sourced from American producers were exempt from Section 232 tariffs — a deliberate incentive to use domestically produced metals. That exemption has now been eliminated. This is especially significant for HVACR equipment manufactured in Mexico. Previously, roughly 84% of the metal content in those products was U.S.-origin and was exempt. Under the new rules, that product now faces a flat 25% tariff on its entire value — raising the effective tariff rate on Mexican-made HVACR equipment dramatically.

At a glance: current rates affecting HVACR

Primary articles
50%↑ from 25%
Steel, aluminum, copper
Cabinets, coils, refrigerant lines, conduit
Derivatives
25%U.S. exempt removed
Mixed-content equipment
Most imported HVACR equipment
China, combined
+30%+ Section 301
Compressors, motors, boards
125% rate currently paused
Mexico, effective
~25%↑ from ~8%
Largest HVACR exporter to U.S.
U.S.-origin exemption eliminated

Section 232 tariff rates currently in effect

Material / product Rate Key source countries HVACR impact
Steel, aluminum, and copper — primary articles 50% Mexico, Canada, China Applies to equipment and components made entirely or mostly from these metals — cabinets, coils, conduit, refrigerant lines.
Steel, aluminum, and copper derivatives 25% Mexico, Canada, China Products substantially containing these metals. Duty applies to declared value of covered metal content. Affects most imported HVACR equipment.
Industrial and electrical equipment containing covered metals 15% Multiple countries Affects electrical grid and industrial equipment including panel boards and transformers that contain steel, aluminum, or copper.
Products manufactured abroad with certified U.S. steel, aluminum, and copper 10% Varies Lower rate — but only when importers can substantiate that covered metals are of U.S. origin. The former blanket exemption no longer applies.
Chinese imports — additional Section 301 duties +30% combined China Section 301 duties on Chinese goods apply on top of Section 232 rates. Compressors, motors, and control boards sourced from China face the combined rate. High 125% rate currently paused during trade negotiations.

Impact by key source country

Country HVACR significance Effective tariff exposure Notes
Mexico Largest single exporter of HVACR products to the U.S. ~25% Elimination of the U.S.-origin metal exemption dramatically raises effective rates. USMCA-compliant goods may qualify for reduced Section 122 exposure, but Section 232 still applies.
China Major source of compressors, motors, control boards, and copper components 30%+ combined Section 232 plus Section 301 duties. A 125% rate was set but is currently paused during U.S.-China trade negotiations. Monitor CBP guidance closely.
Canada Source of steel and aluminum raw materials used in domestic manufacturing 35% non-USMCA Non-USMCA compliant goods face 35%. Energy and critical minerals at 10%. Affects raw material costs for U.S. manufacturers.
United States (domestic) Primary HVACR manufacturing base, but relies on imported components Varies Even domestically assembled equipment contains imported components subject to tariffs. As tariffs redirect buyers to domestic supply, domestic prices are rising due to increased demand.
Tariff stacking note Section 232, Section 301, and Section 122 tariff programs operate independently. Products may be subject to more than one. Mexico, Canada, steel, aluminum, and automobile tariffs do not stack with each other per White House clarification — but they do stack with all other tariff actions. Always verify with your trade compliance advisor before calculating total duty exposure.

Frequently asked questions

Answers to the most common questions from ACCA members navigating the current tariff environment.

What are tariffs and how do they affect HVACR equipment costs?+
Tariffs are taxes imposed by governments on imported goods, paid at the U.S. point of entry by the importer. Steel, aluminum, and copper are the materials most directly affecting HVACR equipment costs — they're used in compressors, coils, refrigerant lines, cabinets, and electrical components. Even systems assembled in the United States contain parts and raw materials subject to tariffs. Those added costs typically flow through the supply chain to distributors, members, and ultimately to customers.
Why did ACCA flag the latest Section 232 changes as especially significant?+
The most consequential recent change was the elimination of the U.S.-origin metal exemption. Previously, steel and aluminum sourced from American producers were exempt from Section 232 tariffs. That exemption has now been removed. Mexico is the largest single exporter of HVACR products to the U.S., and according to HARDI import data, roughly 84% of the metal content in those products was previously U.S.-origin and exempt. Now, that same equipment faces a flat 25% tariff on its entire value — a dramatic increase from an effective rate of around 8%. ACCA has sent a letter to the administration urging an exemption for HVACR equipment or at least a 90-day delay to allow supply chains to adapt.
Which HVACR components are most exposed to tariff cost increases?+
The most exposed components include: compressors (often sourced from China or Mexico), copper refrigerant lines and coils, aluminum and steel equipment cabinets and heat exchangers, control boards and motors (frequently imported from China and subject to both Section 232 and Section 301 duties), and copper wiring and electrical components. Even for equipment assembled domestically, these components carry tariff-embedded costs.
Can buying from domestic manufacturers help avoid these tariff costs?+
Partly — but not fully. Domestically assembled HVACR equipment still relies heavily on imported components and raw materials subject to tariffs. Additionally, as tariffs redirect buyers toward domestic supply, demand for domestic materials increases and domestic prices rise as well. Members should track both import and domestic market conditions and stay in close contact with distributors for pricing visibility.
How do Section 232 and Section 301 tariffs interact on Chinese imports?+
These tariff programs operate independently and can apply simultaneously. For HVACR components sourced from China — such as compressors, motors, and copper materials — Section 232 metal duties apply first. Section 301 duties on Chinese imports then apply in addition, bringing the combined effective rate to around 30% for most products. A much higher 125% rate was previously set but is currently paused while the U.S. and China are actively negotiating a trade deal. Members should monitor CBP guidance closely as this situation may change.
What's the Supreme Court's role in the current tariff picture?+
In late February 2026, the Supreme Court ruled 6-3 that the International Emergency Economic Powers Act (IEEPA) does not authorize the president to impose broad, across-the-board tariffs. This removed the IEEPA-based baseline duties on most imported goods. In response, President Trump invoked Section 122 of the Trade Act of 1974, implementing a new 10% temporary import surcharge (150 days, expiring around July 2026). Critically, Section 232 tariffs on steel, aluminum, and copper — the main source of cost pressure for HVACR — were not affected by the Supreme Court ruling and remain fully in effect.
How should I talk to customers about why prices are increasing?+
Be proactive and transparent — don't wait for customers to notice. Explain that most HVACR equipment uses imported components like compressors, control boards, motors, and copper materials, and that even systems assembled in the U.S. contain parts subject to tariffs. Acknowledge that price increases can be difficult to digest, especially with inflation in the news. Move to solutions: offer flexible payment options through the Maximus platform, highlight available energy-efficiency tax credits, and give customers clear language on why quote pricing has a limited validity window. See the pricing discussion guides in the Resources section for specific talking points.
Should I adjust how long my quotes are valid?+
Yes. The tariff environment has been volatile throughout 2025 and into 2026, with rates changing, pausing, and resuming. Distributors can't guarantee pricing will hold, which means members can't either. Consider reducing quote validity from the traditional 30-60 days and including clear language that pricing is subject to supplier changes beyond your control. For longer projects, add tariff adjustment clauses to protect against absorbing unexpected cost increases on jobs with extended timelines.
How can financing help customers navigate higher prices?+
Offering financing is one of the most effective tools for helping customers say yes when prices are elevated. About 25% of homeowners have $500 or less set aside for emergency home repairs, yet HVACR repairs and replacements can cost thousands. ACCA's Maximus platform, powered by Finturf, connects homeowners to a network of more than 20 lenders through a single application — right at the kitchen table. Members who present financing early in every appointment see higher close rates and larger average job sizes. Visit the Resources section below to learn more.
What is ACCA doing about tariff impacts on the industry?+
ACCA has been actively monitoring Section 232 tariff changes since they were first announced. ACCA sent a letter to the administration urging an exemption for HVACR equipment or a 90-day delay to allow supply chains to adapt. ACCA's Government Relations team is meeting with key decision-makers and is eager to provide member feedback directly to policymakers. Members can take action through ACCA's ACTion Alert system. For questions or to share how you're handling tariff conversations with customers, contact ACCA's Government Relations team at govt@acca.org.

Past Blogs and News

The latest from ACCA's blog on tariffs, equipment costs, and what it means for your business and your customers.

ACCA blog
February 25, 2026 · ACCA HVAC Blog

Supreme Court Blocks Broad Presidential Tariff Authority — What It Means for HVACR

The Supreme Court ruled 6-3 that IEEPA does not authorize broad-based tariffs. ACCA explains what changed, what didn't — and why Section 232 metal tariffs remain the primary source of cost pressure for the industry.

Read article
ACCA blog
October 23, 2025 · ACCA HVAC Blog

Explaining Tariffs to Your Customers: 6 Tips for HVACR Members

Tariffs have been driving up HVACR equipment and parts costs for months, and customers want to know why quotes keep increasing. ACCA's practical guide to having these conversations with confidence and transparency.

Read article

OEM Statements

We're actively gathering updates and statements from equipment manufacturers on how tariffs are affecting pricing, lead times, and product availability. Statements are added as they become available.

A note for members ACCA's strong manufacturer partnerships give us direct access to reliable, up-to-date tariff information. We're engaged in open dialogue with OEMs to ensure members get accurate and timely guidance. If you've received direct communication from a manufacturer, please reach out to us at govt@acca.org and we'll post it here after review.

Equipment pricing adjustments

Many OEMs have issued notices indicating the 50% tariff on covered steel, aluminum, and copper articles will be reflected in equipment pricing. Contact your distributor rep for manufacturer-specific surcharge schedules.

Supply chain and lead times

Several manufacturers have flagged extended lead times — particularly on equipment containing semiconductor components and imported copper or aluminum parts. Stay in close contact with your distributor for current availability.

USMCA qualification status

Manufacturers sourcing from Mexico and Canada have begun communicating USMCA qualification status for their products — a critical factor in determining tariff applicability. Watch for updates from your OEM reps.

Submit a manufacturer statement

Did your manufacturer send you a tariff-related pricing or supply notice? Help fellow members stay informed. Email it to govt@acca.org.

Resources

Tools to help you manage rising costs, have better conversations with customers, and close more jobs even in a higher-price environment.

Maximus — Consumer Financing Powered by Finturf

ACCA's Maximus platform, built exclusively for ACCA members, connects your customers to a network of more than 20 home improvement lenders through a single application — right at the kitchen table. When prices are elevated due to tariffs, financing helps homeowners say yes.

20+Lenders in network
+12%Close rate increase
68%Of HVACR members offer financing

1. Single application, multiple lenders

Submit one application on behalf of your customer. Maximus's waterfall algorithm routes the request across the full lender network, maximizing approval rates — including for customers who may not qualify with traditional credit models.

2. Present monthly payments, not sticker price

Lead with "affordable monthly payments" at every appointment. ACCA data shows members who offer financing on every job see 18% more financed sales and a 12% increase in close rates compared to those who offer it circumstantially.

3. Built-in performance tracking

The platform tracks pull-through rates, lender approvals, and close performance across every sales channel — giving you the data to run your business better and coach your team on what's working.

Pricing discussion guides for customer conversations

Use these talking points to have confident, transparent conversations with customers about why prices have increased — and how to help them move forward.

Conversation guide

When a customer asks: "Why is my quote higher than last year?"

  • Most HVACR equipment uses imported parts — compressors, motors, copper materials — subject to federal tariffs
  • Even U.S.-assembled systems contain components affected by tariff costs
  • Mexico, the largest source of HVACR equipment imported to the U.S., now faces a dramatically higher effective tariff rate
  • These costs move through the supply chain — from manufacturers to distributors to members to you
  • We're not marking up our prices — our costs have gone up significantly
Full ACCA customer guide
Conversation guide

When a customer is hesitating due to cost

  • Acknowledge the frustration before moving to solutions — price increases are real and difficult
  • Introduce monthly payment options early: "Would it help to look at what this would be per month?"
  • Note that about 25% of homeowners have $500 or less saved for home repairs — financing is often the realistic path
  • Remind customers that energy-efficiency tax credits (Sections 25C and 25D) may offset some of the cost
  • Offer to run a financing application right now — one application, multiple lenders, fast decisions
Access Maximus financing
Conversation guide

When a customer asks: "Why can't you lock in a price?"

  • Tariff rates have been changing, pausing, and resuming throughout 2025 and 2026
  • Distributors can't guarantee pricing will hold, which means we can't either
  • Our quotes are valid for [30 days] — after that, we may need to reprice based on updated supplier costs
  • Getting started sooner protects you from potential further increases
  • We'll always be transparent if something changes before your job is scheduled
More customer tips from ACCA
Webinar

Maximus Webinar: Using Financing as a Proactive Sales Tool

Join ACCA and Finturf for a free webinar on how to use financing to normalize monthly payments for customers — especially important when tariff-driven price increases are affecting equipment costs.

Watch the webinar
Tax credits

Energy-Efficiency Tax Credits: A Tool for Customer Conversations

Sections 25C and 25D of the tax code offer up to $3,200 in combined savings on qualifying upgrades, including heat pumps and insulation. If a customer is already considering a system replacement, this is a meaningful offset to rising equipment costs.

ACCA advocacy resources

Get in Touch About ACCA Membership

ACCA members get priority access to tariff updates, advocacy resources, the Maximus financing platform, and a network of peers navigating the same challenges.

Tariff alerts and advocacy updates
Get notified when tariff rates change and access ACCA's government relations resources.
Access to the Maximus financing platform
Connect your customers to 20+ lenders with a single application — exclusively for ACCA members.
Peer network and MIX Groups®
Connect with other HVACR business owners who are navigating tariff impacts and sharing what's working.
Training, webinars, and business resources
Members get discounted or free access to ACCA's full catalog of training and professional development.

Get in touch about ACCA membership

Ready to join now? Visit acca.org/join or contact ACCA membership for help getting started.

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