Keeping workers safe is a fundamental responsibility of any business. Managing your risks is a fundamental responsibility of any business owner.

ACCA is committed to a safer and more productive HVACR industry for everyone who works in it. And through our partnership with Federated Insurance, we promote safety and good risk management through recognition programs, promotion, and a library of resources for members.

Safety Masters Club
The premiere recognition program for safe workplaces in the HVACR contracting industry. Learn more here.

Resources for Contractors
Our members have access to a growing library of articles on risk management and safety that you can use to keep your team members safe and your bottom line healthy. To read an article, click on the title, and be sure to check back as new articles are added regularly.

Back to Back Safety
Even companies with good safety practices can be plagued with back injuries.

Add TLC to Workers Comp
Returning an injured employee to work could be an effective way to cut workers compensation costs. Here's how to do it.

Business Interruption
If a storm stops you from opening your doors, will you be covered until you can resume normal operations?

Battling Mother Nature
Is your business prepared to stand up to Mother Nature? Review this checklist to make sure you're covered.

Winter Driving Woes
Is your fleet ready to battle the snowflakes? Here are some helpful reminders as most of the country transitions to winter weather.

Real Value or Paper Value?
Plan to sell your business -- even if you don't plan to sell your business!

Concentrate On Safety
Concentrate on safety as a key part of your business operation -- and make more profit!

Preparing for a Flu Pandemic
Recent outbreaks of swine flu have gotten everybody's attention. Some tips for keeping your workplace and employees safe.

Two to Hire, Two to Fire!
This may be an effective risk management strategy for your business.

How Much Is a Good Name Worth?
Protect yourself (and your customers) from identity theft.

Workers' Compensation Fraud
Workers' comp fraud costs you in more ways than one.

Set Driving Expectations
A driver makes 200 decisions for every mile of driving.

First Impressions Work Both Ways
Employees are more likely to have accidents within their first six months on the job.

Distracted Driving: At What Cost?
"Multitasking" by drivers may cost your company a lot of money.

Don't Risk a Lot to Save a Little
Eliminating "extras" can save your company money. Eliminating the WRONG "extras" can put you out of business.

Conduct a "Safety" Interview
How can you tell if a prospective employee is safety-minded?

Who Pays for Errors?
A little-understood insurance exclusion could leave you paying a hefty price.

Who Are You Insuring?
When the judgment comes down, will you be the only one in court paying for it?

An SIR Program - It's Just the Ticket!
A self-insured retention program may be the right option for larger employers.